With the Public Health Insurance Option dead, are private insurance companies celebrating? Sen. Baucus Health Bill mandates that Americans must buy private health insurance, while failing to make that insurance affordable: It is doubtful poor Americans that own a home would qualify as Poor for government subsidized insurance. How will U.S. Government deal with millions of Americans that do not have money to pay for forced health insurance or pay opt-out penalties, in addition to paying their rent or home mortgage? Is it against the Constitution, for Federal Government to force Citizens to buy private health insurance?