REFUSE TO PAY YOUR CREDIT CARD BILL???

I wonder what would happen if the American public simply "Refused" to pay their credit card bills for the next several months or longer? The shoe would really be on the other foot as far as the "CorpoRat America Banking System" goes wouldn't it!!!
Wouldn't this also put the American public in a brand new "Bargaining" positon with the CorpoRat Banksters?
The American public could just say "Hey we're not paying any more credit card bills until the exhorbitant,criminal interest rate is "lowered" to "2 per cent" which is about the exact same rate that these same ursurous banks offer the public on savings and chequing accounts! If the American public "flexed" its financial muscle in this simple but very powerful manner then just what could the CorpoRat Banksters do??? The banks have had all the rights and all the "Bailouts" up to this point - now its time for the American public to clearly and unmistakably demand their rights!!!