The worst economic turmoil since the Great Depression is not a natural phenomenon but a man-made disaster in which we all played a part. In the second part of a week-long series looking behind the slump, Guardian City editor Julia Finch picks out the individuals who have led us into the current crisis.

to read the article, visit
www.guardian.co.uk/business/2009/jan/26/road-ruin-recession-individuals-economy/print